Effects of National Health Insurance Status on Intensity of Formal Healthcare Utilization and Out of Pocket Expenditure in Ghana

This study sought to examine the effects of national health insurance status on intensity of formal healthcare utilization and out of pocket health expenditure in Ghana. Secondary data was used and in all 504 individuals who have suffered illness three months preceding the data collection were used for this study. Negative binomial model and ordinary least squares (OLS) were used to estimate the e…